Dwayne Paro welcomes Nick Bradfield to today’s podcast. He is a Marine veteran, graduate of Northwestern University with a Masters in Predictive Analytics, and the founder of Divvy Investments, an advisor friendly robo advisor. He started his career in financial services as a financial advisor with a large brokerage firm. After a few years Nick decided it was time to move on. He spent several years with a financial services consulting firm followed by a brief stint at a publicly traded technology company. Nick was not the right fit for the corporate world. Upon being told he needed to care less about customers, he decided it was time to go into business for himself. When not working, Nick can be found playing superheroes with his son, gazing deeply into his wife's eyes (of which she just rolled), and talking about baseball. Nick passed the Series 65 exam which allows him to operate as an Investment Advisor Representative.